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To qualify, your business must be South African-owned, CIPC-registered, and have at least three months of positive trading history supported by bank statements.

Maano supports a broad range of small and medium-sized enterprises across South Africa, with a focus on businesses that demonstrate measurable social or community impact.

Our loans range from R10,000 to R250,000. Funding amounts vary depending on your business performance, growth potential, and social impact. Our advisory team will assess each application individually.

Interest rates vary depending on market conditions and the repo rate. Currently our interest rates range from 8% to 30%.

Once a complete application is received, review and feedback typically take 24 to 48 hours (1 to 2 days). Complex applications may require additional due diligence.

You’ll need proof of CIPC registration, valid ID & proof of residence for directors, at least 3 months of business bank statements, and a brief business overview highlighting your impact and growth goals.

Our loans can be as short as 2 weeks and go out to 11 months maximum.

Maano Capital provides both structured funding and advisory-linked financing options, depending on your business’s stage and funding needs.

Not necessarily. Some funding instruments are unsecured and based on your business’s cash flow and trading record.

Our advisory team offers one-on-one support. You can schedule a consultation or contact us directly for guidance before submitting your application.